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Traditional Plan vs. HDHP/HSA Plan![]() Under this scenario, Robert saved $1,500 and has 100% coverage for other medical expenses since he met his deductible. Under the traditional plan, not one penny of the $1,350 that he paid in co-pays can be applied to his deductible, so he is still at risk for his entire deductible and all of his coinsurance.
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* Requires an application that goes through an underwriting process, which could be declined. Do not cancel any existing health coverage until you are certain of acceptance and approval. |
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